Virginia Hart has been an insurance broker for the past 25 years, the last 17 years specializing in insurance for all aspects of assisted reproduction. As founder and CEO of ART Risk Financial and Insurance Solutions, Inc. she remains current on insurance issues pertinent to the field and works with her clients to find the best solution, whether it be through commercial insurance, specialty products, or financial case management. Licensed in all 50 states, this allows her to work with clients regardless of location in the U.S. as well as internationally. With her extensive breadth of knowledge and expertise in the Assisted Reproductive Technology insurance industry, Virginia is often requested as a guest lecturer at numerous conferences and recently published an article in the American Bar Association Section of Family Law "Family Advocate" magazine. Focusing on offering clients the knowledge to help them better understand their liability exposures and the best available financial risk management solutions is always one of Ms. Hart's highest priorities.